Cash Loan
  • Even up to 20 000 EUR.

  • Maturity: from 6 to 60 months.

  • One-off payment to your Nova Banka account.

  • Repayment of installments and interest: on a monthly basis. 


Cash loan is the basic bank loan intended for all clients with regular monthly income realized through the permanent working relation. To all employees in the retail sector, Nova Banka approves cash loan with the possibility of granting even up to EUR 20,000 without guarantors with repayment period up to 5 years. 

Approval conditions:

  • Client must be a person older than 18 years, and the repayment of the last annuity should be completed before the age of 67.

  • Signed bill of exchange of the applicant and guarantor (if required) and authorization to the bill of exchange. 

Required documentation:

  • Duly filled and signed application form for overdraft loan;

  • Verified and signed confirmation on salary;

  • Two administrative wage/salary withholding orders stamped by the employer with whom the client works (if the employer verifies them);

  • Signed consent for application in the Credit department;

  • Proof of paid fee for application in the Credit department;

  • A copy of passport or ID card with phone numbers and address (original document to be presented);

  • Bill of exchange, which can be bought at the bank counter, and the bill of exchange authorization;

  • Other documentation as necessary.

 Condition list for Retail loans with representative examples