Loan for Pensioners

Loan for Pensioners
  • Even up to 20 000 EUR without grantor with life insurance policy.

  • Repayment period from 6 to 60 months.

  • One-off payment to your Nova Banka account.



Nova Banka loan for pensioners with life insurance policy is a non-purpose cash loan. Clients may be pensioners with a regular retirement income, which at the time of repayment of the final installment loans are not older than 75 years. Loan is approved with repayment period up to 5 years and amount up to 20.000 EUR without grantor. Possibility of loan approval without life insurance policies. 

Approval conditions:

  • Client must have account in Nova Banka.

  • Total monthly financial burden of the client, including the new loan must not exceed 50% of the net pension.

Required documentation:

  • Duly filled and signed application form for overdraft loan;

  • Verified and signed confirmation on salary;

  • Two administrative wage/salary withholding orders stamped by the employer with whom the client works (if the employer verifies them);

  • Signed consent for application in the Credit department;

  • Proof of paid fee for application in the Credit department;

  • A copy of passport or ID card with phone numbers and address (original document to be presented);

  • Bill of exchange, which can be bought at the bank counter, and the bill of exchange authorization;

Other documentation as necessary.

 Condition list for Retail loans with representative examples