New fixed term savings
All citizens who want to achieve the best relation between safe and profit, with the most favorable interest rate.
New fixed term savings is a savings scheme under which funds are kept on a savings account for the duration of an agreed term.
During the term, which ranges from 3 to over 24 months, interest is accrued on the deposit following the agreed term, the client may withdraw the entire balance or rollover for a new term.
New fixed term savings can be made in euros or other currencies, such as USD, CHF and GBP.
Benefits of fixed term savings
favorable interest rate;
security of the role;
client need not visit the bank for a deposit rollover;
option to use the interest as rent on a monthly or annual basis;
option to use deposit as a loan security under the most favorable interest rate;
One can withdraw from a term deposit before maturity, only with Bank consent and following the client’s request in writing.
If the client does not cancel his savings agreement within not later than 3 days of the date of term expiry (prolongation term), the Bank will rollover the term deposit for the same term on the terms applicable on the date of rollover.
On the maturity date, interest accrued is added to the previous deposit or transferred onto the selected current account.
Fixed term savings interest rates, for deposits in euros up to € 300,000.00
From 3 to 6 months
From 7 to 12 months
From 13 to 24 months
Over 24 months
Fixed term savings interest rates, for deposits over €300,000.00
|From 3 to 6 months||1,00%|
|From 7 to 12 months||2,20%|
|From 13 to 24 months||2,40%|
|Over 24 months||2,60%|
Fixed term savings interest rates, for deposits in other currency (US dollars, GBP, CHF)
from 1.000 USD
from 1.000 GBP
from 5.000 CHF
* Interest rate for all deposits are presented at the annual level
* Nova Banka is the member of Deposit Protection Fund